Anticipatory Banking: can FinTech feed forward?
Despite the clamour about FinTech innovation, there’s still a gap in the market for fully-fledged Anticipatory Banking: banking and financial services that accurately predict your money flows and nudges you to act to minimise disruption. For example, if my bank can accurately estimate that I’m likely to go into the red in the near future , I’d like a nudge to suggest I transfer some £ to my current account. The nudge should contain simple tools to customise the suggested action, and a “go” button that enables me to seamlessly authorise the suggestion. Is this too much to ask? Although … More